Hi Larry, My name is Frank, I read your response to Tinaldo, It sounds like you're doing well with the Baccarat program I presume it's the 40 system and I know that money management is an important part of making money. I'm a man of 76 years old and haven't done well up to this time with Baccarat, I will be purchasing the system 40 and hopefully it will help change my luck. Regards, Frank