I am new here too. I stumbled on this when "you tube-ing" to past time. Garan did not specify his total bankroll for us to ascertain the value per unit. Hence we cannot jump the gun by suggesting he purchase NOR. I have played baccarat for entertainment ( with real money ) but stumbled on this website while "you-tube-ing". Read a lot about Dr Ellis and the System and I must say I am impressed. I have to wait for two months before funds come in for me to purchase and start with a decent bankroll of 50 units at USD50 per unit. I have access to live casinos in Malaysia, Singapore and Phnom Penh. Just 3 questions : 1 ) What is the time taken to learn the NOR System ? I am about to retire, can put all my time into it and I am a fast learner :-) 2 ) Which live dealer casinos on the internet would you recommend ? 3 ) In Vietnam, they have dealers but the game is electronic ( METG branded baccarat tables ? )...they whould be avoided by NOR players ? Thank you, in anticipation of your response. Dragon 98