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good question...lots of holes in basic strategy IMO. I guess it's possible they don't want folks to insure when the dealer shows an Ace

Correct, it was a neat question.

BS only looks at the card value odds assuming random cards.

The random odds of the dealer having a ten down are 4 in 13. That is ALL they look at. So they say never insure.

However, in the real world, highs follow highs far more than they randomly should. Therefore the 3rd base player's second card is the key to insurance because the dealer hole card is the next card playing US rules. And since the bet pays 2 to 1, it makes good money even if you are right only half the time. BS ignores those basic BJ facts of life along with MANY others because it totally ignores what is running.

IF the cards WERE in fact RANDOM, BS alone would win to the tune of 6%. Casinos would stop dealing BJ altogether. ONCE you understand that the cards are NOT random, BS falls apart because all of BS is based on a false assumption - that the cards are random. That is why perfect BS loses perfectly.

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Another important fact BS completely overlooks is whenever you hit a pair of aces you get a FREE hit. There is no way to break on your first hit. AND if your first hit was not a ten, you get a SECOND free hit.

BS also completely overlooks the fact that when you split aces you are only allowed ONE hit on each ace. This is why it is stupid to split aces unless solid tens are running right up to your split or hit decision.

A favorite of mine is doubling an 8 against a 7 with tens running. If you both get tens, YOU win. If not, you'll probably win anyway. BS totally ignores that money making play along with many others.

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Another important fact BS completely overlooks is whenever you hit a pair of aces you get a FREE hit. There is no way to break on your first hit. AND if your first hit was not a ten, you get a SECOND free hit.

BS also completely overlooks the fact that when you split aces you are only allowed ONE hit on each ace. This is why it is stupid to split aces unless solid tens are running right up to your split or hit decision.

A favorite of mine is doubling an 8 against a 7 with tens running. If you both get tens, YOU win. If not, you'll probably win anyway. BS totally ignores that money making play along with many others.

i was trying figure when double 8, that clear things up.

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